| Canadian Industry Critical Illness Claims: |
| Breakdown as at 2004/12/31 |
| 67% |
Cancer |
| 15% |
Heart Attack |
| 5% |
Stroke |
| 3% |
Coronary Bypass Surgery |
| 2% |
Multiple Sclerosis |
| 8% |
Other |
|
| Reasons For Denied Claims |
| 38% |
did not fulfill the Definition |
| 20% |
misrepresentation (Fraud) |
| 19% |
condition not covered |
| 16% |
diagnosed within first 90 days |
| 3% |
didn't survive 30 days |
| 4% |
Other |
|
| Type of Cancer Claims: |
| 47% |
Breast |
| 24% |
Prostate |
| 14% |
Colon |
| 13% |
Thyroid |
| 2% |
Other |
|
| Facts & Stats: |
 |
8 in 10 have at least on risk factor for Heart disease or Stroke |
|
1 in 10 have 3 or more risk factors for Heart disease or Stroke |
|
89% have had a friend or relative suffer a critical illness |
|
3 out of 4 families will be affected by Cancer |
|
95% of Heart Attack victims servive the first attack |
|
75% of Stroke victims survive the first attack |
Source: Heart & Stroke Foundations, Canadian Cancer Society,
Statistics Canada and Munich Re |
|
| Years Policy in effect when Claim Paid: |
| 39% |
less than 1 year |
| 59% |
over 1 & under 5 years |
| 2% |
over 5 years |
|
Longevity:
1. In the next 20 years there will be 2,000,000 people over age 80, and 45,000 over age 100.
2. 25%, or 1 in 4, age 50 or under today will celebrate their 90
th birthday?
3. The risk of suffering a Heart Attack is greater on Monday than any other day of the week.
Amazing Human Body:
1. The adult heart beats on average 70 times a minute, 40 million times a year.
2. The body has over 100,000 kilometers of blood vessels.
3. The brain is composed of 100 billion neurons and is about 85% water.
4. The lungs contain 2,400 kilometers of airways.
5. There are approximately 75 kilometers of nerves in the skin.
6. An individual blood cell takes about 60 seconds to make a complete circuit of the body.
Health Facts (on average):
1. 8 in 10 have at least one risk factor for heart disease or stroke and 1 in 10 have 3 or more factors.
2. 407 women and 8 men will be diagnosed with Breast Cancer every week.
3. 8 new cases of Kidney failure are diagnosed daily.
4. 30% of Parkinson's Disease victims are under age 50.
5. 1 in 13 over age 65 suffers from Alzheimer's Disease or related dementias.
6. 75% of new cancer cases in men and 63 % in women occur at age 60 and over.
