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Did You Know?
Canadian Industry Critical Illness Claims:
Breakdown as at 2004/12/31
67% Cancer
15% Heart Attack
5% Stroke
3% Coronary Bypass Surgery
2% Multiple Sclerosis
8% Other
Reasons For Denied Claims
38% did not fulfill the Definition
20% misrepresentation (Fraud)
19% condition not covered
16% diagnosed within first 90 days
3% didn't survive 30 days
4% Other
Type of Cancer Claims:
47% Breast
24% Prostate
14% Colon
13% Thyroid
2% Other
Facts & Stats:
8 in 10 have at least on risk factor for Heart disease or Stroke
1 in 10 have 3 or more risk factors for Heart disease or Stroke
89% have had a friend or relative suffer a critical illness
3 out of 4 families will be affected by Cancer
95% of Heart Attack victims servive the first attack
75% of Stroke victims survive the first attack
Source: Heart & Stroke Foundations, Canadian Cancer Society,
Statistics Canada and Munich Re
Years Policy in effect when Claim Paid:
39% less than 1 year
59% over 1 & under 5 years
2% over 5 years


Longevity:
1. In the next 20 years there will be 2,000,000 people over age 80, and 45,000 over age 100.
2. 25%, or 1 in 4, age 50 or under today will celebrate their 90th birthday?
3. The risk of suffering a Heart Attack is greater on Monday than any other day of the week.

Amazing Human Body:
1. The adult heart beats on average 70 times a minute, 40 million times a year.
2. The body has over 100,000 kilometers of blood vessels.
3. The brain is composed of 100 billion neurons and is about 85% water.
4. The lungs contain 2,400 kilometers of airways.
5. There are approximately 75 kilometers of nerves in the skin.
6. An individual blood cell takes about 60 seconds to make a complete circuit of the body.

Health Facts (on average):
1. 8 in 10 have at least one risk factor for heart disease or stroke and 1 in 10 have 3 or more factors.
2. 407 women and 8 men will be diagnosed with Breast Cancer every week.
3. 8 new cases of Kidney failure are diagnosed daily.
4. 30% of Parkinson's Disease victims are under age 50.
5. 1 in 13 over age 65 suffers from Alzheimer's Disease or related dementias.
6. 75% of new cancer cases in men and 63 % in women occur at age 60 and over.