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Comparisons
CRITICAL ILLNESS
COST COMPARISON BY PLAN


MALE FEMALE PERMANENT PLANS
(To Age 100)
1. BASIC PLANS TO AGE 75
2. PLANS TO AGE 75 WITH REFUND AT AGE 75
1. BASIC PLANS TO AGE 75
2. PLANS TO AGE 75 WITH REFUND AT AGE 75
1. NONSMOKERS
2. SMOKERS


NOTE:
1. If a Critical Illness is suffered, as per the policy, a Lump Sum, Tax-Free Benefit is paid and the policy ends.
2. If Death occurs prior to a Benefit being paid, All Premiums Paid are Refunded to a named beneficiary.
3. If the R.O.P. option has been selected, the insured receives a Refund Of Premiums at Age 75 and the policy ends.
4. The R.O.P. option is only available with Plans to Age 75.
5. All plans illustrated include the Refund of Premiums at Death benefit.
6. All illustrations include the following coverages: Cancer, Heart Attack, Stroke, Coronary Bypass, Kidney Failure, Multiple Sclerosis, Motor Neuron Disease, Parkinson’s , Alzheimer’s, Paralysis, Major Organ Transplants, Coma, Severe Burns, Blindness, Deafness, Loss of Speech, Loss of Limbs/Dismemberment and Occupational H.I.V. injury.